Independent Financial Adviser
Bristol
I’m an independent Wealth Manager at Abacus Associates with over seven years of industry experience helping individuals, families, and business owners build, protect, and grow their wealth. Based in Bristol, I work with clients across the UK, offering truly independent, unbiased advice.
I mainly support Directors of Limited Companies, medical professionals, and teachers, providing tailored financial planning built around their goals and lifestyle. I specialise in inheritance tax planning, pension consolidation, financial protection and investment planning, creating clear, practical strategies that deliver results, long-term confidence and peace of mind.
If you’re looking for straightforward, expert advice and a long-term financial partner, let’s start a conversation.
I specialise in the following advice services:
Lifetime Financial Planning
Through the use of sophisticated cash flow modelling techniques and by applying various inflation, interest rate and growth assumption we can plan how to get you where you want to be. The use of cashflow modelling is becoming the cornerstone of effective lifetime planning.
Later Life & Estate Planning
We spend a lifetime building our wealth, so it’s important to find the most effective way to protect your assets, in order for you to pass them on to those you love as efficiently as possible.
Pension & Retirement Planning
When you think about the future, what does your retirement look like to you? An important question which we can help you answer.
Investment & Wealth Management
Creating, growing, and then maintaining wealth is key to successful financial planning and should be part of a longer-term investment strategy.
Personal Protection
Talking about illness, disability or death is never an easy conversation to have but protecting against the unexpected will help with financial security and ensure your family can cope should the worst happen.
Workplace Pensions
As an employer, you must auto-enrol certain staff into a workplace pension scheme and contribute towards it in order to meet legislative obligations.
Contact Joe Seviour, your local adviser
We'll work with you to build a personal financial plan that's designed to help you achieve your individual ambitions.