BA (Hons), DipFA, PETR
Independent Financial Adviser & Pension Transfer Specialist
London
As an independent financial adviser with over 15 years’ experience, I help professionals, business owners and their families make confident decisions about their money. I have experience in providing specialist financial advice to medics, particularly dentists and their practices, as well as solicitors, barristers and oil and gas professionals.
How I work
We start by mapping out your financial journey together: where you are now, where you want to get to, and any commitments along the way. Using cash-flow modelling, I can show you where your current path leads and what happens if your plans change. My approach is to support you through each stage of your life and career, with regular reviews over the years to re-evaluate your plans and make adjustments where needed.
Where I can help
I specialise in pensions, investments and protection, and you’ll find a full list of my advice areas below. In addition, I have expertise in breaking down the benefits of defined benefit pensions such as the NHS Pension Scheme, helping you understand the benefits and what they mean for you and your family.
If you have returned to the UK after working abroad, it would be great to speak as I have spent seven years supporting expatriate professionals with their decision-making so, I understand the pension, investment and tax questions that follow you home.
A little about me
I’m a father of two, and my children keep me on my toes. I coach a grassroots football team and volunteer at a local charity, helping its trustees with governance and compliance. Both roles are a reminder for me that good advice is as much about patience, continued effort and spotting blind spots as it is about numbers.
I’m based in Hertfordshire and can meet at your home, at one of our regional offices or online.
If you’d like to see what your own plan could look like, let’s start with a conversation. Whatever questions you have, I’d be glad to help you find the answers.
I specialise in the following advice services:
Later Life & Estate Planning
We spend a lifetime building our wealth, so it’s important to find the most effective way to protect your assets, in order for you to pass them on to those you love as efficiently as possible.
Pension & Retirement Planning
When you think about the future, what does your retirement look like to you? An important question which we can help you answer.
Investment & Wealth Management
Creating, growing, and then maintaining wealth is key to successful financial planning and should be part of a longer-term investment strategy.
Wills & Power of Attorney
Making a Will is essential to ensuring that your wealth benefits those whom you choose and is not taken by taxation, unnecessary legal costs and beneficiaries chosen by the law.
Personal Protection
Talking about illness, disability or death is never an easy conversation to have but protecting against the unexpected will help with financial security and ensure your family can cope should the worst happen.
Business Protection Planning
The importance of business protection is often overlooked but is key to helping business owners plan for the unexpected.
Mortgage Planning
Securing the right mortgage can make the difference between a property that becomes a happy and secure family home and one that ends up as a financial burden.
Contact Aiaz Mohammed, your local adviser
We'll work with you to build a personal financial plan that's designed to help you achieve your individual ambitions.