DipPFS
Independent Financial Adviser
Bath, Somerset
I am a fully independent financial adviser at Abacus Associates. I am based in Bath and cover the wider area to include the South West and East of England. I have over 5 years of experience delivering professional advice to both individual and corporate clients and over 10 years experience working within Financial Services.
As an independent advisor, I have access to the whole market and am able to provide tailored advice and recommend products and providers that offer the most suitable solutions to my client’s specific and unique needs.
My key areas of expertise include pensions and retirement planning, investments and wealth management, and both personal and business protection. In addition, I can assist with lifetime and later-life planning, including preparation of wills and power of attorney arrangements.
It is extremely important to me that my clients continue to feel comfortable and in control of their circumstances, options, and overall objectives. Regular reviews and ongoing advice ensure that my client’s financial arrangements remain suitable and that they correctly reflect their circumstances whilst navigating through both personal and legislative changes.
In providing a bespoke recommendation on and through an excellent ongoing service, I am committed to a successful long-term relationship with my clients, guiding them through the many different lifetime events that most all of us experience, some inevitable, and others unexpected, and helping them achieve their aspirations and goals.
I specialise in the following advice services:
Lifetime Financial Planning
Through the use of sophisticated cash flow modelling techniques and by applying various inflation, interest rate and growth assumption we can plan how to get you where you want to be. The use of cashflow modelling is becoming the cornerstone of effective lifetime planning.
Later Life & Estate Planning
We spend a lifetime building our wealth, so it’s important to find the most effective way to protect your assets, in order for you to pass them on to those you love as efficiently as possible.
Pension & Retirement Planning
When you think about the future, what does your retirement look like to you? An important question which we can help you answer.
Investment & Wealth Management
Creating, growing, and then maintaining wealth is key to successful financial planning and should be part of a longer-term investment strategy.
Wills & Power of Attorney
Making a Will is essential to ensuring that your wealth benefits those whom you choose and is not taken by taxation, unnecessary legal costs and beneficiaries chosen by the law.
Personal Protection
Talking about illness, disability or death is never an easy conversation to have but protecting against the unexpected will help with financial security and ensure your family can cope should the worst happen.
Workplace Pensions
As an employer, you must auto-enrol certain staff into a workplace pension scheme and contribute towards it in order to meet legislative obligations.
Home & Contents Insurance
The largest and most important purchase most of us will ever make in our lifetime is our own home.
Business Protection Planning
The importance of business protection is often overlooked but is key to helping business owners plan for the unexpected.
Mortgage Planning
Securing the right mortgage can make the difference between a property that becomes a happy and secure family home and one that ends up as a financial burden.
Contact Benn Ferguson, your local adviser
We'll work with you to build a personal financial plan that's designed to help you achieve your individual ambitions.