Emma Gamble DipPFS, Cert CII (MP & ER), IFA SOLLA Accredited

Emma is an experienced independent financial planner with over 20 years’ experience supporting individuals, families, and business owners through complex financial decisions, particularly at points of change such as retirement, business transition, later life planning, and generational wealth considerations.

Her approach is firmly rooted in modern, holistic financial planning. Rather than focusing on products in isolation, Emma works with clients to understand how personal and business finances interact with pensions, investments, tax planning, estate planning, and long-term goals. This joined-up approach helps clients move away from outdated, sales-led advice and towards planning that is thoughtful, transparent, and built for the long term.

Emma holds the Diploma in Financial Planning, the Certificate in Mortgage Practice and Equity Release, and is accredited by SOLLA, reflecting her specialist focus on later life and retirement planning. She is also experienced in business financial planning, including working alongside accountants and solicitors to support business owners with exit planning, pension funding strategies, and tax-efficient structuring.

Clients value Emma’s calm, practical style and her ability to explain complex financial matters clearly and without jargon. She recognises that financial planning is as much about confidence and reassurance as it is about technical expertise.

Emma is a parent to Jenson, an avid young golfer, which reinforces her belief in planning with future generations in mind. She works closely with her husband and business partner, Daniel, and they act as locums for one another, ensuring continuity and consistency of planning for clients at all times.