Independent Financial Planner
Chester
With over 10 years’ experience in financial services, I am an Independent Financial Adviser dedicated to delivering bespoke financial planning and wealth management solutions tailored to each client’s unique circumstances.
My approach is built on integrity, independence, and rigorous research. I believe great financial advice should be unbiased, transparent, and centred entirely on my clients’ best interests. Every recommendation I make is carefully considered, thoroughly researched, and aligned with long‑term goals rather than short‑term noise.
What I Do
I work closely with individuals, families, and professionals to help them:
- Plan confidently for the future
- Build, protect, and preserve wealth
- Navigate life’s financial milestones with clarity and reassurance
Through my career, including experience gained working with clients globally, I have developed and implemented bespoke wealth management strategies designed to deliver meaningful, long‑term outcomes.
Long-Term Partnership
I don’t see financial planning as a one‑off transaction. I am committed to building long‑term relationships and acting as a trusted adviser throughout every stage of life. My role is to provide independent guidance, adapt strategies as circumstances change, and remain a constant, reliable partner on your financial journey.
If you value clear advice, independent thinking, and a long‑term approach to financial planning, I’d be happy to connect.
I specialise in the following advice services:
Lifetime Financial Planning
Through the use of sophisticated cash flow modelling techniques and by applying various inflation, interest rate and growth assumption we can plan how to get you where you want to be. The use of cashflow modelling is becoming the cornerstone of effective lifetime planning.
Later Life & Estate Planning
We spend a lifetime building our wealth, so it’s important to find the most effective way to protect your assets, in order for you to pass them on to those you love as efficiently as possible.
Pension & Retirement Planning
When you think about the future, what does your retirement look like to you? An important question which we can help you answer.
Investment & Wealth Management
Creating, growing, and then maintaining wealth is key to successful financial planning and should be part of a longer-term investment strategy.
Wills & Power of Attorney
Making a Will is essential to ensuring that your wealth benefits those whom you choose and is not taken by taxation, unnecessary legal costs and beneficiaries chosen by the law.
Workplace Pensions
As an employer, you must auto-enrol certain staff into a workplace pension scheme and contribute towards it in order to meet legislative obligations.
Contact James Kniveton, your local adviser
We'll work with you to build a personal financial plan that's designed to help you achieve your individual ambitions.